Introduction 

Welcome to Force Over Mass Capital’s privacy policy. This privacy notice outlines how we handle any personal data that is provided to us or that we collect from our investors or partners. It applies to all our funds and services.  

About Us 

Force Over Mass Capital is authorised and regulated by the Financial Conduct Authority (NO:613706). Force Over Mass Capital LLP is a limited liability partnership registered in England and Wales with registration number OC389516 and whose registered office is at 2nd Floor, 4 Matthew Parker Street, London, SW1H 9NP, United Kingdom together with a number of subsidiaries. This Privacy Policy applies to its UK established subsidiaries including FOMCAP Nominees Limited. Force Over Mass Capital LLP offers financial services to private individuals and corporates and is registered as a data controller with the UK Information Commissioner’s Office (“ICO”) and our registration number is ZB456219 and ZB100464. 

Contact Us 

Force Over Mass Capital LLP is designated as the contact point on the topic of data and privacy matters including and not limited to:  

• Types of personal data will collect 

• Reasons for the collection of personal data 

• Circumstances under which persona data collected is shared with other organisations, and with which organisations 

If you have any questions in relation to this privacy policy or how we collect, use or store your personal information, you can contact us via email at Invest @fomcap.com, or by post at: 

Force Over Mass Capital LLP, 2nd Floor, 4 Matthew Parker Street, London, SW1H 9NP, United Kingdom. You have the right to make a complaint at any time to the (ICO), the UK supervisory authority for data protection issues (www.ico.org.uk). We would, however, encourage any concerns to be raised to us first to ensure we can deal with it in the most efficient way possible, prior to approaching any other bodies.  

Future changes to this privacy notice 

We may change this privacy notice occasionally in order to reflect changes in the law, as well as our privacy practices. We encourage you to check this notice on our website regularly or reach out for any questions. For direct clients or investors, this Privacy Policy supplements any other privacy notices or policies and is not intended to override them or any previously agreed documentation.  

Third party links 

Our website may include links to third-party sites, plug-ins, or applications. Clicking these links may allow third parties to collect or share data about you. We do not control these third-party sites and are not responsible for their privacy practices. We recommend reviewing the privacy policy of any site you visit. 

Sharing Your Personal Information with Other Organisations 

We may share your information with the following third parties for the purposes mentioned or to comply with regulations: 

• Business partners (e.g., financial institutions and debt recovery specialists) 

• Governmental and regulatory bodies (e.g., Financial Conduct Authority, HM Revenue & Customs, Prudential Regulation Authority, Financial Ombudsman Service, Information Commissioner’s Office, Financial Services Compensation Scheme) 

• Service providers (e.g., debt recovery agencies, IT and server hosting providers, software and maintenance providers, document storage services) 

• Credit reference and fraud prevention agencies, as required by law 

Processing and Sharing Your Personal Information 

We process and share personal data to provide products and services, including assessing applications, determining eligibility and client suitability, managing accounts, updating records, and handling debt recovery. Your information may be shared with partners and service providers at all stages of our interactions, including for guarantor arrangements. We may also use profiling and automated decision-making to tailor product offerings. 

We rely on legitimate business interests for managing products, updating records, debt recovery, enhancing services, conducting credit checks, and auditing operations. This may include market research, statistical analysis, and direct marketing through various channels (SMS, email, phone, etc.), shared under strict controls. 

To comply with legal obligations, especially Financial Conduct Authority (FCA) requirements, we may need to retain certain data. Consent is used for specific cases, such as direct marketing, profiling, and handling sensitive data like health information. Processing sensitive data may also occur in the public interest, especially for vulnerable customer support. 

Your Personal Data 

It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us. 

We may collect personal information from a variety of sources, including: 

• Directly from you, as well as any information provided by family members, associates, representatives, your financial advisors or beneficiaries related to your products and services. 

• Data generated from your use of our products and services. 

• Brokers or financial advisers who assist with product selection or consolidate investments before passing them to us. 

• Business partners such as financial institutions, our custodian, our investor portal partner, as well as others involved in providing or managing your products and services. 

• External sources, only if strictly necessary or required by law, which may include Fraud Prevention Agencies, Credit Reference Agencies, other lenders, HMRC, or publicly available directories (e.g., phone directories, social media, news articles), debt recovery agencies, and law enforcement to assist in crime prevention and detection. The purpose of this is to comply with our obligations (such as Anti-Money Laundering). 

What personal information about you do we process and/or collect? 

We may process and collect information including the below, if it is required for the provision of services to you, for the improvement of our services, or to adhere to our regulatory requirements: 

• Personal information that we will process in connection with our products and services includes: 

• Personal contact details (e.g. title, full name, current address and address history) 

• Your date of birth, gender and age 

• Your nationality 

• Details of beneficiaries or anyone legally authorised to act on your behalf 

• Records of your contact with us (including telephone number, e-mail address and IP address) 

• Products and services that you hold with us, as well as products and services you have been interested in 

• Information about your employment status 

• Information about your source of income and source of wealth (to comply with anti-money laundering requirements) 

• Payment related information, such as sort code and bank account number and credit or debit card information (to comply with anti-money laundering requirements) 

• Personal information obtained from Credit Reference Agencies and Fraud Prevention Agencies including public (e.g. defaults, CCJs) and shared credit history, financial situation and financial history 

• Fraud debt and theft information (e.g. details of money you owe, suspected instances of fraud or theft, and details of any devices used for fraud) 

• Information obtained from our AML risk detection partners 

How do we use your information?  

First, we assess applications for products or services, including deciding whether to offer them, evaluating pricing, risks, payment methods, and applicable terms. Once a product or service is offered, we manage all aspects of it, including performance testing, ongoing service management, and improving the business operations for ourselves and our partners. 

We also adhere to regulatory guidance and best practices from government bodies, ensuring compliance in management and audit activities, such as accounting and governance reporting. We perform checks with Credit Reference and Fraud Prevention Agencies both before and during applications, and continue these periodically. Our business partners such as our Custodian and our Investor Reporting Portal is required to do so as well in order to provide our services.  

Our communications with you and our staff may be monitored and recorded for quality control and compliance purposes.  

Personalized content and services are provided if possible, to enhance your digital experience, tailoring offers and promotions accordingly. Additionally, we develop and improve products and services, both existing and new, based on this data. 

How and when can you withdraw your consent? 

If you are an investor, we may be required to maintain your personal data for the management of your account and compliance to regulations. If you are not an investor, please get in touch with us through our webform at www.fomcap.com.  

What should you do if your personal information changes? 

You should tell us as soon as possible so that we can update our records. You can do so via the webform called “Enquire” found on our website or contacting your Client Service contact details directly. 

Do you have to provide your personal information to us? 

You do not have to provide your personal information to us should you not wish to. However, we may be unable to provide you with our products or services if you do not provide certain information to us. In cases where providing some personal information is optional, we will make this clear. 

Do we do any monitoring involving processing of your personal information? 

In this section monitoring means any: listening to, recording of, viewing of, intercepting of, or taking and keeping records (as the case may be) of calls, email, text messages, social media messages, in person (face to face) meetings and other communications. 

We may monitor where permitted by law and we’ll do this where the law requires it, or to comply with regulatory rules, to prevent or detect crime, in the interests of protecting the security of our communications systems and procedures and for quality control and staff training purposes. This information may be shared for the purposes described above. 

What are your marketing preferences and what do they mean? 

We will contact you through methods according to the marketing preferences you specify. Necessary account information will be shared via conventional methods such as email and our investor reporting platform. You can stop our marketing at any time by contacting us using or by following the instructions in the communication. If you are unable to find them, please email invest @fomcap.com. 

How long do we retain your personal information? 

We retain your personal information based on the following criteria: 

• As long as we have a legitimate business need, such as managing our relationship with you and our operations. 

• For the duration we provide goods or services to you, and for a period after that in case any claims arise and in accordance with regulations. 

• In accordance with legal and regulatory requirements, especially those set by the FCA. 

When providing products or services, we create records that contain your data, such as account details, activity logs, and tax or credit information. These records may be stored physically or electronically and are used to manage customer queries, comply with regulations, and demonstrate that we meet our obligations. 

The duration for which we retain records depends on the type of data, the services involved, and applicable laws. In some cases, we may hold your data longer, especially if required by law, court orders, or regulatory investigations. For more information on retention periods, please contact us via the webform called “Enquire” found on our website or by contacting your dedicated Client Service contact details. 

Disclosure of your information (including outside of the European Economic Area “EEA”) 

We may share aggregated and anonymized statistics or profiling data with third parties or within the Group, but this will not identify you personally. We do not sell or rent your data to other organizations. 

We may share aggregated and anonymized statistics or profiling data with third parties or within the Group, but this will not identify you personally. We do not sell or rent your data to other organizations. 

Data collected may be transferred and stored outside the UK only if there is a legitimate business need to do so, but we ensure that any recipient protects it to the same standard we do and complies with necessary safeguards. 

Your Rights 

We want to ensure you're aware of your rights regarding your personal data. Here’s a summary of your key rights under data protection laws. Please note, not all rights apply in every circumstance, and we will clarify at the time if a specific right is applicable. 

• Access: You can request access to the data we hold about you and how it is processed. 

• Rectification: If your data is incorrect or incomplete, you can request that we correct or update it. 

• Delete your Data: You can ask us to delete your data if: 
• It’s no longer needed for its original purpose or for regulatory requirements. 
• You withdraw your consent. 
• It is being processed unlawfully. 

• Restriction: You can request a restriction on processing in situations where you would request erasure. 

• Portability: If your data is processed with your consent or to fulfil a contract, you can request it in a portable format. 

• Objection: You have the right to object to the processing of your data, particularly for direct marketing purposes. 

• Automated Decision-Making: You can challenge any decisions made automatically that significantly affect you. 

• Marketing: You can object to the use of your data for direct marketing and adjust your preferences at any time. 

• Complaint: You have the right to lodge a complaint with the Information Commissioner’s Office (https://ico.org.uk). 

For any of these requests, or to change your marketing preferences, please contact us via the webform called “Enquire” found on our website or by contacting your dedicated Client Service contact details. 

We comply with legal and regulatory requirements regarding data retention and processing, including GDPR guidelines. 

Security 

Data Protection & Encryption Notice:  

Our data collection forms and data management systems use Secure Sockets Layer (SSL) encryption to protect data transfers and use field-level encryption for sensitive data. Our forms and personal data management systems are outsourced and comply with the protection Act's HIPAA and CCPA, and have been audited for industry standards certifications such as ISO 27001, ISO 27017, ISO 27018, and ISO 27701. We are not responsible for data collected directly by any external corporations as we do not have control over their data management. Our in-house data management systems and storage locations that hold sensitive personal information apply encryption to sensitive information.  

We implement stringent security practices to protect your data once it is in our possession. However, as no method of data transmission over the internet is completely secure, we cannot guarantee absolute protection. In the event of a security breach, we are not responsible for any resulting loss, theft, or misuse of the information you have provided or registered with our firm or its subsidiaries.